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Electrical Appliances and Minnesota Homeowners Insurance

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Gas-fueled appliances like water heaters, space heaters and furnaces are efficient at their jobs, and gas ovens and stoves are particularly popular with cooks because they allow such precise control of heating. However, there is always a risk of fire or explosion when you have gas appliances in the home. Although Minnesota homeowners insurance may provide compensation if your home or possessions are lost or damaged because of a gas fire or explosion, here are some tips that might help you to deal safely with a suspected gas leak.


  • First, turn off the appliance.
  • Extinguish any flames if it’s safe to do so
  • Open windows and doors to let gas escape from the interior of the house.
  • Be careful to avoid sparks that might ignite the gas: don’t smoke, light matches, or operate any electrical switches or apparatus.
  • Shut off gas supply at the gas meter by closing the shut-off valve.
  • Leave the house, and call a gas fitter or emergency service.

Make sure that each member of your household can locate the gas meter and knows what to do in the event of a gas leak. Minnesota homeowners insurance may compensate you for property loss if there is a gas fire or explosion, but your first priority in a gas emergency must be personal safety.



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