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Thinking About Remodeling Your Home? Make Sure to Check Your Minnesota Homeowners Insurance

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Be sure to keep your head on straight when you are planning a home remodel, and don’t allow yourself to be seduced by the transformations that you see on television makeover programs. You are careful to ensure that you get good value when purchasing Minnesota homeowners insurance coverage, so make sure that you are equally canny and cost-conscious when you are planning to remodel your home for profit.


What are some of the pitfalls of rushing in to start a home makeover project?


  • Over-optimistic budgeting can leave you wondering where you’ll find the money to finish the project because you have encountered an unexpected problem or underestimated the cost of labor. Always leave some space in your budget for unforeseen contingencies.
  • Remember your target market when planning layout and décor. A home that you intend to live in for many years should be decorated to suit your own tastes, but when you are renovating for sale remember that your tastes may not appeal to many potential buyers. It may be better to err on the side of caution and choose neutral colors and styles, even if they don’t appeal to you personally.
  • Mediocre workmanship or cheap materials (or an unskilled DIY makeover) might cost less but could reduce your sale price.


It’s best to think through every detail of your makeover project before you hire a contractor, purchase materials or attempt to do any work on your home yourself. Don’t forget to keep your agent informed about your plans to remodel your home, and be sure to adjust your Minnesota homeowners insurance coverage if you increase your investment in your home.


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